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LOANS &
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Life happens, but not always the way you envisioned. Sometimes you need a financial partner to give things a nudge in the right direction. We understand. From a car to college to planning life's transitions, Vectra has the answers to help you leverage your money. If you need assistance in deciding which loan is right for you or if you prefer to apply over the phone, please call our TeleLoan line at 1-888-294-7838 or visit one of our personal bankers at a branch near you. |
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| Loans and Lines of Credit |
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Whether you need a new car, debt consolidation, new kitchen, or computer, Vectra Bank Colorado has a consumer loan to help you. . If you need assistance in deciding which loan is right for you or if you prefer to apply over the phone, please call our TeleLoan line at 1-888-294-7838 or visit one of our personal bankers at a branch near you.
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| Mortgages |
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Vectra Bank’s Mortgage Group offers a variety of home mortgage loans: fixed rate or adjustable rate, fully amortizing or balloon payment. Our goal is to provide you with a mortgage that best fits your needs, at the best possible rate, in the least amount of time.
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| Credit Cards |
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Vectra Bank’s Visa® and MasterCard® Classic and Platinum credit cards offer one of the lowest Annual Percentage Rates in the industry! Plus, no annual fee, no default pricing and a variety of great rewards program!
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To report lost or stolen credit cards, please call 1-888-294-7834.
After you choose the financing you need, we'll ask you some questions.
What type of collateral will you provide for a home or vehicle loan?
Tell us about yourself and about your co-applicant if there is one. We need to know where you and your co-applicant live and where you work. We will ask about your income, your assets, your debts and any payments you are making.
We might need some additional information, such as ID, evidence of employment, tax returns, automobile title, property tax notice, trust documents, etc.
Don’t worry. This process is quick and we will walk you through every step. We will process your application quickly and let you know the result right away. Then we'll set up a time for you to close the loan at the branch of your choice.
Our online application process takes just about 15 minutes. We will respond to your application as quickly as possible. In some cases, this may be within a few minutes of applying, in others it could take up to one business day. Either way, we'll be faster than the cable man. To apply, simply click on the apply button under each section.
Consumer Loan Payments can be mailed to the following address:
Vectra Bank Colorado
P.O. Box 30813
Salt Lake City, Ut 84130
If you would like to include Credit Life or Disability Insurance with a loan, please call 1-888-294-7838.
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