Personal Mortgages

You’ve found the home of your dreams.
Now let us find you the mortgage to go with it!

Vectra Bank’s Mortgage Group offers a variety of home mortgage loans: fixed rate or adjustable rate, fully amortizing or balloon payment. Our goal is to provide you with a mortgage that best fits your needs, at the best possible rate, in the least amount of time.

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Buying a home is perhaps the largest financial transaction you will make. Being informed will help you find the right house at the right price and the financing to help you purchase that house. Check the links below and do your homework even before you pick up the real estate section of your paper and use them for reference during your process.

The Basics of Owning a Home"
Overview of the entire home-buying process, from start to finish.

"100 questions & answers about buying a new home"
HUD's questions and answers have been carefully selected to give you a foundation of basic knowledge about the homebuying process.

"Buying Your Home: Settlement Costs and Helpful Information"
Federal Consumer Information Center's booklet that describes the home buying, home financing, and settlement process.

"What Are the Hidden Costs of Home Ownership?"
Helpful article to alert first-time buyers of all the costs they might face.

Related Links
hud.gov/buying
U.S. Department of Housing and Urban Development website for homebuyers.
financiallearning.com
Great site with a lot of information on several financial topics. "Owning a Home" section is very informative.
homebuyingguide.org
Fannie Mae Foundation's free home-buying guide also contains a mortgage guide, a credit guide, and a borrowing basics section.

Contact your nearest Residential Lending Specialist to apply today!