GREAT INVESTMENT ADVICE FOR LESS.

Zions Direct provides Vectra Bank customers the convenience of online investing with the personal assistance you deserve, offering independent investors low $10.95* online bond and equity commissions.  Zions Direct also provides access to over 12,000 mutual funds and the ability to trade one of the largest inventories of fixed income securities through Bonds for Less at institutional prices. 

Your local financial representatives at Zions Direct are non-commissioned employees who can develop a customized investment plan to help you achieve your personal financial goals.  They can help you plan for retirement, generate income from your investments, finance future educational expenses, and help reduce the cost of investing.  In addition to handling your investment account transactions, Zions Direct offers the following services:

Products
Zions Direct offers you a wide choice of investment products including no-load and low fee mutual funds, low cost Exchange Traded Funds, government, tax-free municipal and corporate bonds, Brokered CD’s, Unit Investment Trusts, common and preferred stocks, options, precious metals, tax-deferred annuities, and life insurance products.

Everyday Value
Trade most bonds or stocks online for $10.95* regardless of the size of trade or how many trades you place per month, quarter, or year.

Choice and Control
Bonds, stocks, options or mutual funds - Zions Direct lets you take control of your financial future as you invest online with our low discount commission rates. You call the shots. Trade easily through our online service or through a Zions Direct Financial Representative. Zions Direct provides you with comprehensive resource tools so you can manage your own investment portfolio while saving you money in low commissions.

Education and Tools
Zions Direct University provides you with the resources to invest with confidence. Learn about investing and the markets, plan for life events with your goals and objectives in mind, and create your own asset allocation based on your risk tolerance and investment time horizon.

Convenient Access and Personal Assistance
Stay in touch with the markets and manage your account no matter where you are – online at www.zionsdirect.com or by phone. Zions Direct offers you the convenience of online access 24/7 to news, real-time quotes and balances, latest SEC filings, and S&P Research. And you can always contact an experienced Zions Direct Investment Center Representative between 6:00 AM and 10:00 PM MT Monday through Friday by calling 1-800-524-8875.

Asset Allocation
Your financial representative will meet with you to review your financial goals, and construct a customized investment portfolio including time horizons and return objectives.

Additional Benefits

• More than 900 No-Load No-Transaction-Fee Mutual Funds
• Buy bonds at wholesale prices including U.S. Treasury Bills, Notes and Bonds, TIPS, Strips, Tax Exempt Municipal Bonds and U.S. Agency Securities
• Ability to search over 10,000 Bonds
• New Bond Issues (IPOs)
• No Inactivity Fees if linked to a Vectra deposit account
• FREE Online Statements, Confirms, and Tax Documents
• FREE Dow Jones News
• FREE S&P Research
• FREE Investment Planning and Education Tools
• No Minimum Deposit

Call 1-800-524-8875 to speak to a Zions Direct Financial Representative, visit your local banking center or go to www.zionsdirect.com to open an account today.

Investment products offered:

• Are not deposits, obligations of or guaranteed by a Bank:
• Are not insured by the FDIC; and
• Are subject to investment risk (principal fluctuations), including the possible loss of the principal invested.

Securities products and services offered by Zions Direct, member NASD/SIPC, a non-bank subsidiary of Zions Bank.  Zions Direct is an affiliate of Vectra Bank Colorado.

*$10.95 applies to online stock and bond trades. Trades for stock priced below $1.00 are charged $29.95 for unlimited number of shares.

Access to www.zionsdirect.com may be limited or unavailable during periods of peak demand, market volatility, system upgrade, maintenance, or for other reasons. Zions Direct Investment Center Representatives are available by phone between 6:00AM – 10:00PM MT Monday through Friday - excluding market holidays.

Additional fees may apply.  See ZionsDirect.com for fees and commission schedules.