Thank you for your interest in Vectra Bank’s Business Financing Products. You can now apply online and receive an answer to your credit request within a matter of hours!

You can expect one of two responses when you apply for an online business loan at Vectra Bank:

• If your total indebtedness to Vectra Bank is $50,000 or less, including this credit request, then you can expect a response to your request within 5 business hours.
• If your total indebtedness to Vectra Bank is more than $50,000, including this credit request, then you can expect a response to your request within 1 business day.

Before submitting your application, please review this page.

Step 1: Before beginning the application process, please be prepared with the following information:

Business Information:

• Business name and location address (no P.O. boxes, please)
• Business telephone, fax and tax identification number
• Business email address
• Number of employees
• Number of years in business and type of business
• Annual revenue/sales
• Average checking & savings account balance (average amount of cash on hand)
• The type of credit, the total amount requested and the primary use of the funds

Personal Information:
The following information will be needed for all business owners who own 20% or more of the business:

• Name and address of primary business owner
• Telephone and fax number
• Social Security number
• Annual personal income, total personal debts and total non-business personal assets
• Number of years as owner of the business and percentage presently owned

Step 2: Complete the brief application. Information fields that are marked with an asterisk are required fields. You will be prompted to complete these fields if you do not do so.

Step 3: Upon completion of the application, please print a copy for your records. Then, submit your application.

If the application page remains idle for more than 10 minutes, your application will be terminated and you will need to re-enter your information again.