Merchant Services

The Right Merchant Partner

Finding a payment processing solution tailored to the needs of your business and the needs of your customers is critical.  Secure and reliable technology, timely processing, cost effectiveness, and customer service are all important factors in choosing the right Merchant Services provider.  That’s why Vectra Bank has partnered with TRANSFIRST, Inc. to serve our Merchant Services clients.

Together, we provide industry-leading solutions, along with an unparalleled service and commitment to your business.

Who is TRANSFIRST?
TRANSFIRST is among the nation’s premier providers of transaction processing services and payment enabling technologies and is an independent, privately-owned company.

How large is TRANSFIRST?
Serving more than 965 community banks and more than 155,000 merchant customers throughout the United States, TRANSFIRST reports an annual transaction volume run rate of approximately $22 billion. According to the Nilson Report's 2004 consolidated list of Top U.S. Bank Card Acquirers, TransFirst ranks as the eighth largest processor.

Card Acceptance Programs

With Vectra, in partnership with TransFirst, merchants can offer a wide range of card-based options to their customers.  Accepting card-based programs can help to enhance your business’s cash flow and help reduce the staff and time burden of billing and collection. 

We offer a wide selection of industry-leading payment processing solutions to help merchants increase revenue and enhance their bottom line.

• Accept most major credit cards including Visa, Mastercard, Discover, Diners, JCB and American Express.
• Offer comprehensive point-of-sale debit card processing solutions
• Mail order / telephone order processing
• Touchtone telephone services
• Internet processing
• Software processing
• Include gift and loyalty card acceptance in your payment processing services

To learn more about our specific payment processing solutions, please click here:  http://www.transfirst.com/products_merchant.html

The Advantage of processing with Vectra and TRANSFIRST

• Multiple authorization networks and processing methods
• Experienced and dedicated sales and support staff
• 24/7 Merchant Help Desk
• Timely application submission
• 48-hour merchant settlement
• Automated chargeback / retrieval processing system with a 24-hour turnaround.
• Comprehensive, online access to merchant transaction information, settled batches, transaction look-up, merchant statements, chargebacks and more.

No matter what the size and requirements of your business are, we will customize a program to suit your unique needs.

For more information, contact your Relationship Manager or a Vectra Bank Merchant Services Sales Representative at 720-947-7693 or 800-341-8156.

Current Merchant customers login here for access to TransLink online reporting services.

Treasury Management Contact:
Jim Vogt
Treasury Management & Merchant Services Manager
720-947-7691
Our team of experts deliver a complete package of innovative Treasury Management Solutions to help you make informed financial decisions, make the most of your cash flow, increase control over your cash flow, and compete in the electronic age.