FINANCING TODAY’S NEEDS - AND TOMORROW’S
GOALS
You can rely on our team of experienced professionals at Vectra Bank to support all your financial needs, including a wide range of business financing options. Knowing the value of your time, we streamline the loan process, tailor products to your needs, give you quick response time and eliminate loan committees.
- Working Capital and Revolving Lines of Credit
- StreamLine Revolving Line of Credit
- Term Loans
- Business Cash Reserve
- Real Estate Financing
- 1031 Exchange
- International Services
- Small Business Administration (SBA) Loans
- Equipment Leasing
- Visa® Business Credit Cards
Working Capital and Revolving Lines of Credit
Manage your cash flow with the flexibility to draw on funds when needed,
repay them on a revolving basis, and with a competitive rate. A perfect
option for inventory and accounts receivable financing.
StreamLine - Manage your cash flow with this revolving lines of credit
StreamLine is a business-purpose, revolving line of credit up to $250,000. Perfect for businesses that need immediate cash for short-term seasonal opportunities, working capital, or inventory and accounts receivables. Draw only what you need - when you need it. No hassle. Quick approval.
*Subject to credit approval. Autopayment from a Vectra Bank checking account required. Minimum StreamLine loan to receive promotional rate is $50,000 with a minimum to draw at account opening of $25,000. No first year annual fee. Additional terms and conditions apply.
Borrow a fixed amount over a one to seven year period to pay for business
expenses, such as purchasing real estate, vehicles, equipment, or for
operating capital.
There’s no better way to streamline the
financial operation of your business than with this innovative unsecured
line of credit attached to a Business Checking account. Use the line
for emergency credit needs or overdraft protection on your checking
account.
Take advantage of real estate opportunities with
a variety of financing options including construction loans, term loans,
mini perm, residential and commercial financing. With our Business
Real Estate Credit Line or our Commercial Owner Occupied Loan, you
can lock in competitive rates and get a customized solution that fits
your business plan.
If you’re planning on selling an investment property,
you may face a large capital gain that could be subject to federal and
state taxes. A tax-deferred exchange under Section
1031 of the Internal
Revenue Code allows you to sell investment properties and acquire “like-kind” properties
while deferring federal, and possibly state, capital gains taxes. For
more information on a 1031 exchange, click
here.
Increase sales, protect profit margins, enter into new markets, and
enhance your relationships with suppliers with Vectra Bank International
Services. We offer a full range of international banking, global trade
and foreign exchange services including trade financing, letters of credit,
documentary collections, risk management, hedging, marketing information,
international payments and country expertise.
Click here for the Quarterly FX Forecast.
(This link will open up a PDF file on your computer. If you are having
trouble with this file, you may need to download Adobe
Reader to your computer. Adobe Reader is a free download.)
Small Business Administration (SBA) Loans
This type of bank loan, which is partially guaranteed by the U.S. Small Business Administration (SBA), is designed to help small businesses get essential financing with affordable terms. Because our business is helping your business grow, experienced lenders will guide you through the SBA lending process. Click here to learn more about Vectra Bank's Small Business Loans. Additional information on SBA lending is also available on the Small Business Administration Web site at www.sba.gov.
*Subject to credit approval. Autopayment from a Vectra Bank checking account required. Minimum SBA Express Loan or Line to receive promotional rate is $50,000. No bank packaging fee. The “SBA fee” still applies. Additional terms and conditions apply.
Avoid the obsolescence of “owned” property by taking advantage
of Vectra Bank’s leasing and financing plans through our affiliation
with Zions Credit Corporation. In the face of rising costs and the need
for expansion, leasing can pump “new life” into your operating
capital and improve profits. Each of our customized leases offer 30-60
month terms and have unique benefits. Contact your Vectra Bank Relationship
Manager or call 1-888-281-3259 for more information or to apply today.
The Vectra Bank Visa® Check and Credit Cards are the ideal business partners designed to manage expenses and time more effectively.
And now with Vectra Bank’s myPHOTOcard you can design your own credit card to be unique to your business! All cards on your account will be updated with your design, so it’s a great opportunity to extend your brand among your employee card holders. Click here to learn more.
SPECIAL INTRODUCTORY RATE - 0% APR FOR 6 MONTHS!
GET 0% APR ON PURCHASES AND BALANCE TRANSFERS FOR YOUR FIRST SIX MONTHS AFTER ACCOUNT OPENING, THEN A COMPETITIVE RATE THEREAFTER. PLUS, NO ANNUAL FEE AND ONE YEAR ONE YEAR!
To request a Vectra Bank Visa application call 888-758-5349.
Click here to view
all account terms and other services.
(This link will open up a PDF file on your computer. If you are having trouble
with this file, you may need to download Adobe
Reader to your computer. Adobe Reader is a free download.)
Privacy Policy / Contact Us / Contact the Office of the President
Banking Questions or Comments 1-800-232-8948 • Online Banking Customer Support 1-800-884-6725
Corporate Office, 2000 S. Colorado Boulevard #2-1200, Denver, CO 80222, Phone: 720-947-7700, FAX: 720-947-7760
Vectra Bank Colorado Copyright 1999 - Member FDIC - Equal Housing Lender
