ADVANTAGE BANKING

Your employees deserve a financial advantage. This innovative workplace banking program is designed exclusively for and offered free to our business customers. After enrolling, you will be able to offer participating employees5 a specialized package of products and services including:

• Free Personal Checking account - No minimum balance requirements and no maintenance fees
• Free Visa© Check Card and Free Visa© Extras
• Free Personal Internet Banking and Free Personal Bill Pay for three months
• No annual fee Visa© Business or Capital Credit Cards (with approved credit) and Free membership in Connect
• One Rewards program4
• Free first box of Vectra Bank Custom Checks

Participating employees may also receive exclusive discounts and promotional offers on home loans, certificates of deposits, money market and savings accounts, home equity loans and lines, and more. Enroll today! Ask your Relationship Manager or refer to the Advantage Banking brochure to learn more.

Vectra Bank Contacts:

Metro Denver
Relationship Banking
Scott Page
Executive Vice President
720-947-7784

Community Banking
(Outside Denver Metro area)
Jed Burnham
Executive Vice President
720-947-7745

Corporate Banking
Kelly Condon
Senior Vice President
720-947-7675
Vectra Bank's Corporate Banking team provides an integrated, full-service, and local banking approach for Colorado's middle-market companies. The division offers a complement of corporate banking services, from customized financing and leasing options, web-based treasury management and international banking services, to executive banking and corporate trust services.

Corporate Real Estate
Kirk Monroe
Senior Vice President
720-947-7667
The corporate real estate group provides construction and mini-perm financing for developers specializing in large-scale, commercial and residential projects.

Commercial Banking
Mike Oberndorf
Senior Vice President
720/947-7453
Commercial Bankers draw on their expertise to provide a wide array of commercial lending options and cash management to meet the needs of your business including loans for working capital, inventory, accounts receivable and equipment, real estate and construction loans, revolving lines
of credit and letters of credit, and leasing.

Business Banking
Brad Martin
Senior Vice President
720-947-7794
Business Banking focuses on the unique needs of small businesses. From loan and credit needs to cash management, or Executive Banking Services, you can rely on our team of experienced professionals.

Vectra Leasing
David J. Malucky
Regional Account Executive
720-947-7680
Vectra leases all types of business-related equipment, from telephone systems to vehicles. This alternative leasing source allows bank customers to integrate leasing services with other products for a unified banking resource.

Small Business
Administration Lending
Vectra Bank is an SBA Preferred Lender. Preferred Lender (or PLP) status allows Vectra Bank to offer a more expedited process in approving and packaging SBA loans. Vectra Bank currently offers loans under the SBA Express, SBA 7A, SBA 504, and SBA Export Working Capital programs. Call us to find out how we can assist your small business.

Community Banking
Western CO Division
Brian McKinney
Senior Vice President
970/252-6083
(Cortez, Durango, Farmington, Grand Junction, Montrose)

Community Banking
Mountain/Resort Division
Tom Griffiths
Senior Vice President
970/544-2212
(Aspen, El Jebel, Basalt, Glenwood Springs, Telluride, Steamboat Springs)

Community Banking
Pikes Peak Division
Lonnie Parsons
Senior Vice President
719/586-1121
(Colorado Springs, Woodland Park)

Community Banking
Pueblo Division
Lonnie Parsons
Senior Vice President
719/586-1121
(Pueblo)